Linda Berman is a 63-year-old educator from Lake Dallas, Texas. She teaches children and adults about math and science using bubbles, and has traveled all over the world performing her shows. She currently without health insurance, and has been without it since 2009.
When she moved from California to Texas in 2006, Berman had to enroll in the state's high-risk insurance pool because of a pre-existing condition. She was able to get on a group plan when she took a full time job in 2007. The job only lasted 30 days and then she stayed on COBRA paying the full premium plus an administrative fee for 18 months.
When the COBRA ended in 2009, Linda had 63 days to purchase individual coverage to keep her 20+ years of continuous health insurance coverage. Because of her pre-existing condition, the only coverage available in Texas was the High Risk Pool and the coverage was then about $1,300 per month.