SEIU Union Forever

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    Be a part of a growing movement across America
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    Your Story Matters. Share It Today!
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    Join our community and tell us a little about yourself!
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    Help Hold Politicians Accountable to Retirees and Working Families!
  • Become a Volunteer and Help Change Your Community
    Become a Volunteer and Help Change Your Community
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    Membership has its perks! Become a Union Forever Member Today!

Fact Check: Learn the Truth About Retirement Security

  • Fact 1:

    Today, more than 70 million American workers do not have any type of employer-sponsored retirement plan.

  • Fact 2:

    People of color, young people, and low-income earners have the lowest access rates to employer-sponsored retirement plans.

  • Fact 3:

    Only 17% of private and public sector workers have access to traditional defined benefit pensions, which provides retirees with a reliable, modest income.

  • Fact 4:

    The Bureau of Labor Statistics estimates that at least 10 percent of Americans age 75 or older will be working or seeking employment by 2018.

  • Fact 5:

    Three out of five middle-class new retirees can expect to outlive their financial assets if they attempt to maintain their pre-retirement standard of living. OR The average retired middle-income American will have to reduce their standard of living by 51 percent to avoid outliving their financial assets.

  • Fact 6:

    Social Security benefits are less than $1,200 per month for millions of retired low wage workers with no other source of income.

  • Fact 7:

    Social Security is largely responsible for the dramatic decline elderly poverty over the last 70 years. Almost 90 percent of all seniors (age 65 and older) receive Social Security; for many, it makes up over half of their income.

  • Fact 8:

    Elder poverty rates are twice as high among Blacks and Latinos 65 and older. 19.4 percent of Black seniors and 19.0 percent of Latino seniors have incomes below the federal poverty line.

  • Fact 9:

    The wealthiest 1% are not paying their fair share. If everyone contributed the same percentage of their income to fund Social Security, there would be enough funds to sustain and strengthen Social Security far into the future.

  • Fact 10:

    Social Security will not bankrupt or ruin our government. In fact, under its current structure, Social Security will remain solvent at least until 2037.

  • Fact 11:

    Seven out of 10 public employees get less than $30,000 per retirement.

  • Fact 12:

    How financially viable are pensions? Pensions have financially viable for 70 years and were mostly on solid financial ground until the stock market crash.

  • Fact 13:

    Pensions do so well that most of the pension dollars paid to firefighters, teachers, and other school employees comes from investment earnings, not contributions by government.

  • Fact 14:

    How financially viable are pensions? Pensions have financially viable for 70 years and were mostly on solid financial ground until the stock market crash.

What's Happening

Home care workers celebrate Biden's commitment to caregiving in infrastructure speech

Held signs and banners declaring ‘Care Is Essential, Respect Us, Protect Us, Pay Us.’