There's a lot of talk today about what the Senate health care bill will do in the immediate future. Washington Post columnist Ezra Klein provides a list of reforms that go into affect immediately after the bill becomes law. Here's a few off that list:

º Eliminating lifetime limits, and cap annual limits, on health-care benefits. In other words, if you get an aggressive cancer and your treatment costs an extraordinary amount, your insurer can't suddenly remind you that subparagraph 15 limited your yearly expenses to $30,000, and they're not responsible for anything above that.

º No more rescissions.

º Requiring insurers to cover preventive care and immunizations.

º Allowing young adults to stay on their parent's insurance plan until age 26.

º Forcing insurers to spend 80 percent of all premium dollars on medical care (75 percent in the individual market), thus capping the money that can go toward administration, profits, etc.

º Creating an appeals process and consumer advocate for insurance customers.

º Banning discrimination based on salary (i.e., where a company that's not self-insured makes only some full-time workers eligible for coverage.)

Read the full list at http://voices.washingtonpost.com/ezra-klein/.