Meet Luis Santana
SEIU Local 615

Luis earns almost $50,000 working two part-time jobs--one as a janitor and one in retail --to make ends meet. Like so many millions of Americans, Luis is employed in sectors that don't offer affordable healthcare coverage for part-time workers. While his children are covered through the Children's Health Insurance Program, Luis and his wife are struggling to find healthcare coverage that will offer preventive and primary care at a price they can afford.

How reform would help Luis and his family
Under the House and Senate bills, Luis would pay roughly 7 percent of his income for premiums ($292 per month) to cover his family of four, but the House bill would offer stronger protections on benefits and out-of-pocket costs. Alternately, under the Senate bill, Luis' children would continue to qualify for CHIP in Massachusetts. The Santana family may pay less overall for health coverage by keeping their children enrolled in the CHIP program, while Luis and his wife enroll in coverage in the exchange.