A Quick Guide To The Affordable Care Act

Millions of working families across America are benefitting from the Affordable Care Act as it continues to deliver on its vision of providing quality, affordable, secure healthcare to all, regardless of age, race, income, faith or profession. Millions more Americans are counting on the insurance protections and benefits of the law to come.

Affordable Healthcare

  • In 2014, tax credits will be available to help families making up to $88,000 pay for healthcare.
  • 15 million more Americans will be eligible for health coverage under Medicaid in 2014.
  • Small businesses can group together and get the same kind of rates as big corporations.
  • Competitively priced insurance offered through state-run exchanges, starting in 2014.

Pre-Existing Conditions

  • Insurers cannot deny children coverage because of pre-existing conditions.
  • Insurers are not allowed to drop people from health plans because of illness.
  • After 2014, insurance companies barred from denying coverage to anyone with pre-existing condition.


  • Basic benefits do not change.
  • Free annual checkups and wellness programs.
  • New efforts to eliminate waste, fraud and abuse in Medicare system.
  • More affordable prescription drugs for those who hit the "doughnut hole."

Lowering Costs

  • In 2014, families will pay lower premiums through state health insurance exchanges . A family of four with an income of $33,525 could save as much as $14,900 per year.
  • As of 2018, seniors can expect to save on average $200 per year in premiums, more than $200 per year in coinsurance.
  • According to the Congressional Budget Office, the law would save more than $100 billion over the next ten years, and more than $1 trillion in the following decade.

Download a PDF copy of 2012 Quick Facts: A Guide To Affordable Care Act
Go back to the main Affordable Care Act page.
Share this page on Twitter.