SEIU Retirement Security

Working Together to Help Deliver Retirement Security

The economic crisis – and the Wall Street excesses and corporate abuses that drove it — has put a secure retirement at risk for everyone. Instead of cutting pensions for public employees and force more retirees into poverty, we're working together to help deliver retirement security to more people.

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Fact Check: Learn the Truth About Retirement Security

  • Fact 1:

    Today, more than 70 million American workers do not have any type of employer-sponsored retirement plan.

  • Fact 2:

    People of color, young people, and low-income earners have the lowest access rates to employer-sponsored retirement plans.

  • Fact 3:

    Only 17% of private and public sector workers have access to traditional defined benefit pensions, which provides retirees with a reliable, modest income.

  • Fact 4:

    The Bureau of Labor Statistics estimates that at least 10 percent of Americans age 75 or older will be working or seeking employment by 2018.

  • Fact 5:

    Three out of five middle-class new retirees can expect to outlive their financial assets if they attempt to maintain their pre-retirement standard of living. OR The average retired middle-income American will have to reduce their standard of living by 51 percent to avoid outliving their financial assets.

  • Fact 6:

    Social Security benefits are less than $1,200 per month for millions of retired low wage workers with no other source of income.

  • Fact 7:

    Social Security is largely responsible for the dramatic decline elderly poverty over the last 70 years. Almost 90 percent of all seniors (age 65 and older) receive Social Security; for many, it makes up over half of their income.

  • Fact 8:

    Elder poverty rates are twice as high among Blacks and Latinos 65 and older. 19.4 percent of Black seniors and 19.0 percent of Latino seniors have incomes below the federal poverty line.

  • Fact 9:

    The wealthiest 1% are not paying their fair share. If everyone contributed the same percentage of their income to fund Social Security, there would be enough funds to sustain and strengthen Social Security far into the future.

  • Fact 10:

    Social Security will not bankrupt or ruin our government. In fact, under its current structure, Social Security will remain solvent at least until 2037.

  • Fact 11:

    Seven out of 10 public employees get less than $30,000 per retirement.

  • Fact 12:

    How financially viable are pensions? Pensions have financially viable for 70 years and were mostly on solid financial ground until the stock market crash.

  • Fact 13:

    Pensions do so well that most of the pension dollars paid to firefighters, teachers, and other school employees comes from investment earnings, not contributions by government.

  • Fact 14:

    How financially viable are pensions? Pensions have financially viable for 70 years and were mostly on solid financial ground until the stock market crash.

Blog Posts

How do you help address the retirement crisis?

Join a union (and elect good people).

Retirement is already hard. Why make things worse?

Congress wants to make it harder for Americans to retire.

Mr. Trump: Don’t feed the Social Security Gremlins

Will the White House be invaded by gremlins?

Saving for retirement isn’t simple when earning poverty wages

The old adage of spend less and save more doesn’t cut it for adjuncts

Donald Trump doesn’t understand saving for retirement

He doesn’t get Social Security either

Social Security looks like America – It has multiple faces

Social Security recipients are as diverse as our population.

Are you voting for retirement security?

The leaders we elect this fall may determine how we spend our retirement years.​

Four reasons why we should expand Social Security

Our elected officials should answer President Obama’s call to expand Social Security

If there's no retirement crisis, then why are so many older women poor?

Some political ideologues claim there's no retirement crisis, but women know better.

Millennials want to retire too

I’m standing together with other Millennials across the country to fight for retirement security.

Read our lips: Americans want to expand Social Security - not to raise the retirement age

Raising the retirement age would hurt Americans who live paycheck to paycheck.

Who’ll protect us when we can no longer do this work?

The majority of home care workers have no retirement plan at work.

Go Social Security—it’s your birthday

It has your back in good times and bad

My life as as a "work zombie."

"I Didn't Prepare for Retirement."

Retirement Security Stories

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